About Deborah Laemmerhirt

As an agent who's an expert in this local area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve you. Here are some of the things I can do for you: You need someone who knows this area inside and out! I can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter - not to mention the essential criteria you have for your ideal home When it's time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. I can take care of everything you need, from start to close. Oftentimes buyers don't visualize living in your home the way you do. I can make your home attractive to its ideal audience - which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that's sold fast. Deborah Laemmerhirt “Work With A Real Estate Professional - Call Me Today!” Associate Broker at Keller Williams Ridgefield, CT (203) 994-4297

195 Injun Hollow Rd Haddam CT 06438 | 4 Level Waterfront Home for Sale with a Pool


Fabulous home surrounded by 5 acres with direct waterfront on the Connecticut River!

 

Choose this stunning home as your full time residence or weekend/summer escape. Prime waterfront property! Enjoy breathtaking views from all 4 levels of this of exquisite contemporary home. Unique upscale home design with features for exceptional entertainment or opportunity for privacy and relaxation. Sunken Living room off the two story foyer with an entertainment bar including a built-in temperature controlled wine storage for 300 bottles and a porch area. Formal dining room overlooking the heated gunite pool, cabana equipped with bathroom and patio areas. Gourmet kitchen with high end appliances, granite, subzero, gas stovetop, raised bar and separate breakfast nook area with amazing views. Incredible master suite with breathtaking views, tower observatory, Jacuzzi tub, circular glass block shower, lavish marble sink area and 15’X12’ dressing room and closet area. Besides three additional bedrooms, you’ll find a home gym room, Hot Tub with sauna area and a huge great room with game room – overlooking the sprawling pool area.

Delight in the spectacular views and top-notch features in this waterfront home for sale with a pool in Haddam CT!

This waterfront home for sale in Haddam CT is located on 5 acres $820,000 – could be available without the 3 acre building lot for $690,000. Lot is $225,000. Taxes are based on the house with 5 acres.

To see is to believe just how spectacular this waterfront home really is! Call me, Deborah Laemmerhirt, at 203-994-4297 to schedule a showing today.

Overview
Maps
Photos
Features
Description
$820,000
Single Family Home
Main Features
4 Bedrooms
3 Full Bathrooms
1 Half Bathroom
Interior: 3,271 sqft
Lot: 5.00 acre(s)
Year Built: 1997
MLS #: 99148836
Location
195 Injun Hollow Rd
Haddam, CT 06438
USA

Deborah Laemmerhirt Deborah Laemmerhirt

Keller Williams Realty
(203) 994-4297

http://www.HomesInConnecticutForSale.com

       

Listed by: Keller Williams Realty

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195 Injun Hollow Rd Haddam CT 06438 | Waterfront Home for Sale with a Pool

Privacy and relaxation are yours in this 4 level waterfront home with a pool and amazing views in Haddam CT.

Nestled on 5 acres of beautiful land with the Connecticut River right in front, this contemporary home boasts of unique features throughout its 4 levels that allows you to appreciate the breathtaking views surrounding it.

Delight in the spectacular views and top-notch features in this waterfront home for sale with a pool in Haddam CT!

Behind the understated facade of this waterfront home for sale in Haddam CT are distinct features you don’t want to miss. Step inside and find yourself easily mesmerized by the abundance of sunlight streaming in the expansive rooms while also being impressed by the elaborate details of the impressive interiors.

This waterfront home on 195 Injun Hollow Rd Haddam CT is truly an entertainer's dream!

Live in your own slice of paradise and get to share the experience with friends and loved ones!

You will find the stunning living room off the two story foyer, readily welcoming you into its warmth and comfort. Gaze into the majestic surrounding views right in this very room or walk into the sunroom or porch directly adjacent to it. The sunroom can accommodate a group of people with ease, providing an ultimate view of the surrounding lush greens and mountain views.

The living room also has a fireplace and a bar including a built-in temperature controlled wine storage for 300 bottles – making this space all the more perfect for entertaining visitors over.

The elegant formal dining room in this waterfront home for sale in CT has walls of windows overlooking the pool and the breathtaking views.

With walls of windows and an intricately designed fireplace, the expansive formal dining room exudes sophistication and style. Just like the rest of the rooms in this gorgeous Haddam CT waterfront home for sale, it also leaves you with plenty of room to appreciate the breathtaking views while overlooking the heated gunite pool, cabana and patio areas.

The gourmet kitchen is a chef's delight with its elegance and functionality in the intricate wooden cabinets, granite coutertops and high end appliances.

You deserve nothing but top quality, and that’s exactly what this gourmet kitchen has in store for you.

Elegance and functionality are seamlessly merged in the gourmet kitchen as it features beautiful wooden cabinets that provides abundance of storage, high end appliances, granite counter tops, an impressive gas stovetop, and a raised bar.

Your own picturesque breakfast room awaits you in this amazing Haddam CT waterfront home for sale.

Adjoining the kitchen is a remarkable breakfast nook area with spectacular views. This particular room in the home promises days started beautifully, as you sip your favorite cup of freshly brewed coffee or tea while soaking in the natural scenery.

Say goodbye to sleepless nights when you set foot in the master suite of this Haddam CT waterfront home with a pool.

The panorama in the expansive master suite is a sight to behold.

The features of the master suite in this waterfront home for sale is unrivalled. The wide windows will draw your eyes into the the breathtaking views. Imagine having this kind of million dollar view to end and start your days with!

It also comes with a spacious master bathroom that has a Jacuzzi tub, a circular glass block shower, a lavish marble sink area, a 15’X12’ dressing room, and a closet area.

The master suite also houses a tower observatory that you can turn into your private refuge where you can enjoy the solitude while admiring the picturesque views.

This waterfront home for sale on 195 Injun Hollow Rd Haddam CT effortlessly defines tranquility and comfort in a home.

Apart from the equally splendid three additional bedrooms and 3 and a half spotless bathrooms, this 4 level contemporary home for sale in CT also boasts of a home gym room, a hot tub with sauna area and a huge great room with game room.

The formidable great room overlooks the sprawling pool area. This room can easily become one of your favorite rooms as it presents a relaxing vibe throughout the wide space.

Live in this stunning Haddam CT waterfront home with a pool - set in a breathtaking backdrop of lush greens and the glorious Connecticut River.

Choose this stunning waterfront home in Haddam CT for your next residence, or your weekend escape.

Right outside the home is the heated gunite pool area and a cabana that has its own bathroom and patio areas. Unwind and relax by the pool area. Swim all your worries away, and let the lush surrounding greens soothe you.

This sanctuary of a home can be yours!

The notable tranquil setting of this waterfront home in Haddam CT provides true comfort, calm and peaceful environment you and your loved ones will certainly delight in. Together, you and I can make that happen. 🙂

To find out more about this stunning 4 level home with waterfront views, click here 195 Injun Hollow Rd Haddam CT.

Call or text me, Deborah Laemmerhirt, at 203-994-4297 today. Together, you and I can make this home yours.  With my years of experience as a preeminent real estate agent and my dedication to providing the finest service, I will help you find your dream home in Connecticut.

How to Prepare Your Candlewood Lake Home for Sale This Summer

How to Prepare Your Candlewood Lake Home for Sale This Summer

 

Summer can be a surprisingly challenging time for home sellers of Candlewood Lake and Lake Lillinonah properties. Buyers could be out in full force. If you want to sell your property, you need to take the appropriate actions to set yourself apart.

Here are 5 quick steps that you can do to sell your Candlewood Lake and Lake Lillinonah property this summer.

So how can you make your home stand out this summer? Here are a few easy tips to help you find the right buyer for your property quickly.

Freshen up outdoor spaces

During the sweltering months of summer, one of the best selling points is the pool. If you have one, use it to your advantage by ensuring that the water is crystal clear and there is no debris floating on top.  If your home has a deck, patios, or an outdoor kitchen, check that it is well maintained and make any necessary repairs. These fixes can be completed without shelling out too much money and may make a large difference in the perceived value of your home.

Make sure the inside is cool and inviting

While shopping for Candlewood Lake homes, some prospective buyers might spend more time inside your home to avoid the summer heat. Take advantage of this opportunity by making your home extremely comfortable. Keep your air conditioning running because homes can easily become hot and stuffy at this time of the year. Just be careful and set the temperature right; avoid making it too cold. Making it cool enough will convince buyers to stay in your home, look around, and just head back out into the heat later. You may also provide buyers with refreshing drinks. Investing in a cold pitcher of lemonade or bottled water can make your home stand out from the rest of the competition. It can also help buyers form a positive mental picture of spending summer in your home, and perhaps increase the dollar amount of potential offers.

Fix the obvious repairs

If you are keen on getting your home sold this summer, you should start by tackling all the obvious and necessary repairs in your property. You do not want prospective buyers to get turned off by chipping paint, scuffed-up floors, and leaking gutters as they tour your home. Help them focus on your home’s positive qualities by making sure these issues are solved. You will also save time and money by eliminating needless negotiations over minor repair issues.

Depersonalize your home

Before opening your doors to buyers looking for Candlewood Lake real estate, remove personal collectibles, family heirlooms, and school pictures. Keep in mind that when selling a home, a blank slate will appeal more to potential buyers because this helps them visualize themselves in your home. You should also take down items that are polarizing. Get rid of any controversial elements such as religious or political objects.

Bring the light inside

Buyers do not appreciate a dark and drab room. They prefer bright and spacious ones. To create this airy and light feel, remove heavy drapes as they tend to make rooms appear smaller. You may also pull window blinds to the top and tape the strings underneath. You may also consider sing tiebacks to hold and open lightweight drapes.

Check out www.CandlewoodLakeHomesforSale.com for more tips on how to sell your home fast.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

Top 6 Reasons Why You Should Sell Your Candlewood Home This Summer

Top 6 Reasons Why You Should Sell Your Candlewood Home This Summer

 

Summer brings to mind fun vacations, great bursts of leaves growing on trees, the smell of newly cut grass in the air,  and the chance to dive into the deep end of a pool. In addition to these things, summer is also a great time for real estate. In fact, more buyers are ready to close deals in the summer than any other time of the year.  As a seller, you need to get your house ready and on the market now, and take advantage of the surge in activity.

These are 6 top reasons why you should take advantage of this season to sell your Candlewood Lake home.

Read on for some reasons why you should take advantage of this season.

  1. There is less competition

During summertime, there aren’t enough homes for sale as compared to the number of buyers looking for one. As a seller, this is great news for you. Since there are not enough homes for sale to satisfy the number of buyers, this can positively affect the price of your home.

  1. There will never be a better time to move-up

Think about the reason why you decided to sell your home. After this, determine whether it is worth waiting. If you are seriously planning on purchasing a larger or more expensive home, consider doing it now before the interest rates and home prices go up. If you are on the fence about selling your home, now is the best time to seek the help of a trusted and experienced real estate agent who specializes in waterfront homes in Candlewood Lake. Your trusted real estate professional can help you weigh out your options.

  1. You have more time to update your home

Summer is also a good time to focus on renovations. As a seller, you have to know which updates can increase your home’s worth. You need time to fix up your home before showing it to prospective buyers. Have you been putting off roof repairs? Does your home need a fresh coat of paint? Remember that these little things can improve the resale value of your home.

  1. More people are out and about

Summers’ long sunny days spell vacation. Kids are home from school and more people are out exploring neighborhoods. This means that “For Sale” sign will be seen by more people. With the right preparations and marketing strategies, this season can be used to increase buyer traffic to your home.

  1. Summer is a seller’s market

During summer, sellers have an advantage over buyers. That is because a lot of potential buyers have time off. They want to get settled before the school year opens again. Summer provides more opportunities for showings, more offers, and a better sale price for your home.

  1. It is a good time to capture great photos

Great photos on your online listing can help sell your home faster. Today, most buyers begin their search online. They choose which homes they want to see based on the online photos. Take advantage of the summer season when everything is in bloom. Remember to take photos during the day so there will be plenty of natural light. You may also consider hiring a professional photographer to take the images. A professional can help get the best shots of your home and make a great first impression on buyers looking for Candlewood waterfront homes.

Check out www.CandlewoodLakeHomesforSale.com for more tips on how to sell your home fast.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

3 Best Design Ideas for Candlewood Lake Homes

3 Best Design Ideas for Candlewood Lake Homes

 

Owning lakefront properties in Candlewood Lake is truly a privilege. Lakefront properties are very difficult to find since they are the most coveted kinds of properties. Candlewood Lake is the largest lake in Connecticut and is located in Litchfield and Fairfield counties. There are 5 affluent towns surrounding the lake. They are Danbury, Brookfield, New Fairfield, Sherman and New Milford. These towns are all strategically located to provide lakefront homes you will surely love.

These top 3 Candlewood Lake home design ideas will ensure you don't turn your buyers away from your home.

Owning Candlewood Lake homes has many advantages. The lake is open all year round for you to enjoy different activities like golfing, boating and fishing. This means you can take pleasure in all these activities anytime you want. This not only saves you time from traveling, but also the energy from planning your itinerary and packing your things. Take your boat out for a spin anytime you like. If you are into fishing, just prepare your bait and your gears and you are good to go as long as the weather permits it. Life in a lakefront property is truly the best. But why not maximize your lifestyle here by renovating or adding some designs to make your life even more comfortable and welcoming?

Have an Open Atmosphere

Take pleasure in owning a property by a very beautiful lake. It is a great idea if you can add terraces outside the bedrooms. Waking up in the morning to the cool breeze and sunshine from your bedroom terrace is awesome. Start your day with positive vibes as you stare at the magnificent view of the lake. Having a patio is a good idea too. This can be an alternative place where you and your family can enjoy meals together. You can read the morning paper here or relax after a long day at work. The feeling of enjoying your coffee while watching the stars and staring at the sky in a quiet night is bliss.

Consider Natural Ventilation

Living by the lake is just amazing. You can live here away from pollution and noise. Since nothing beats fresh air, installing larger windows is a good idea. It is also advisable to make sure your furniture and fixings are not obstructing the view outside. This way, even during bad weathers, you can still appreciate the beautiful view. Decorating your home with plants offer not only visual aesthetics, but it also gives better oxygen circulation in your living space.

Go for Light and Neutral Colors

A fresh and sophisticated look is most suitable for homes for sale in Candlewood Lake. White is a symbol of simplicity, calmness and satisfaction. Painting your house white would not only make it stand out but it would also make it look posh, classy, and comfortable since white naturally carries a light atmosphere. Since white goes well with any other color, it usually goes with any furniture and fixings; thus, making decorating your home easier.

If you need help in searching for a Candlewood Lake property, do not hesitate to visit this website www.CandlewoodLakeHomesforSale.com today.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

How to Sell Your Lake Zoar Home If You Have Pets

How to Sell Your Lake Zoar Home If You Have Pets

 

Selling a Lake Zoar real estate is a complex process, but it can become even more challenging when you have pets in your home. Surprisingly, owning a pet can reduce your home’s value. That is because your furry friends can cause serious damage to your property.  So what should you do if you have pets at home?  Here are some easy tips on how to sell your home with this concern in mind:

Sell your Lake Zoar real estate property with pets in a breeze by following these 5 tips.

Temporarily relocate

It will be easier to show your home to buyers of Lake Zoar homes for sale if your pets are not present when they arrive.  If you have a friend or a family member that you are comfortable leaving your animal with, it will give you the chance to eliminate all the signs of having a pet in the house. Relocating your pets can also help prevent them from causing further issues. Keep in mind that some buyers consider pets a huge turn-off when looking at potential homes they may want to own.

Fix any damage

Make sure to spend time and repair damage caused by your pets before showing your home to buyers looking for Lake Zoar waterfront homes.  Remember that any form of damage is a turn-off. While you love your pets, they will inevitably destroy something including carpets, furniture, hardwood flooring, walls, doors, turf in your yard and your fence. Some of the repairs may be inexpensive while others may require a great deal of money. Either way, the value you will get for your house will be well worth paying for the repairs.

Take away signs of having pets

You want buyers to envision themselves as the next owner of the home. However, having pet stuff around your home may distract them. Before you open the doors of your home to potential buyers, put away all pet toys, bedding, litter boxes and food – preferably at another location besides your home. You may also want to remove all photos where your pet is present as well. Remember that removing extra pet clutter is an important part of preparing your home for sale.

Clean the rugs

As much as you want, you cannot control pet accidents. Sometimes, they even happen right before a scheduled showing. What should you do then? The answer is in your kitchen. Baking soda does wonders for neutralizing odors. Sprinkle a thin layer over carpets and let it set overnight. Vacuum the next day for a fresh scent.

Have your home checked for fleas

While you may believe that your pets are clean and do not carry any fleas, it is still better to have your home checked for fleas. There are many ways to know if there are fleas in your home. If you suspect that you have some, you should have a professional inspect further. Remember that fleas and pest can turn off buyers. Make sure to get rid of them before any potential buyer walks through your home.

Having pets is always an issue when selling a home, but with these tips you can snatch a quick sale for the best price.

Check out www.CandlewoodLakeHomesforSale.com today to see the latest real estate listings in the area.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

Know These 6 Real Estate Terms before Buying a Candlewood Lake Home

Know These 6 Real Estate Terms before Buying a Candlewood Lake Home

 

Purchasing a Candlewood Lake and Lake Lillinonah property is a major milestone in life. For many people, buying a home is on top of their lifetime to-do-lists, and maybe their list of financial fears too. Being prepared can alleviate the fear or stress that usually goes with the home buying experience. Take control of the home buying process by familiarizing yourself with the following real estate terms:

Improve your real estate vocabulary when buying your Lakefront property in Candlewood Lake. Read this.

  1. Earnest Money

Earnest money refers to the deposit made to a seller which shows the buyer’s good faith in the real estate transaction. Basically, it tells the seller that you are a serious and committed buyer. Earnest money also allows the buyer additional time when seeking financing. It is typically held jointly by the seller and buyer in a trust or escrow account.

  1. Credit report

A credit report is a detailed written account of an individual’s credit history. This is prepared by a credit reporting agency. Credit bureaus collect information and create credit reports based on that information. Credit reports generally include information on loans, credit cards, and other bills and accounts, as well as a record of the individual’s addresses and employers. Lenders use the credit report, along with the other details specified, to determine the loan applicant’s’ creditworthiness.

  1. Adjustable rate mortgage

Adjustable rate mortgage is the opposite of fixed rate mortgage. This type of mortgage has a variable interest rate, depending on the prevailing rates as set by the country’s monetary authority. The interest rate applied on the outstanding balance varies throughout the life of the loan. Usually, the initial interest rate is fixed for a period of time, after which it resets periodically, often every year or even monthly.

  1. Homeowner’s Association

Homeowner’s association is an organization composed of neighbors concerned with managing the common areas of a subdivision or a condominium complex. The association makes and enforces rules for the properties in its jurisdiction. These associations collect monthly dues and take on issues such as garden, pool, and fence maintenance, noise abatement, snow removal, parking area upkeep, repairs, and dues. The monthly dues are used to pay for upkeep of common areas like parks, tennis courts, elevators and swimming pools and can levy special assessments on homeowners when the association lacks sufficient reserves to pay for unexpected repairs.

  1. Multiple Listing Service

Multiple Listing Service (MLS) refers to a computer-based service that provides real estate professionals with detailed listings of most of the homes currently on the market. The MLS allows real estate professionals to see one another’s listing of Candlewood Lake real estate for sale. Under this arrangement, both the listing and selling brokers benefit by consolidating and sharing information, and by sharing commissions.

  1. Home Inspection

Before purchasing any Candlewood Lake home, one of the things you should do is to have the property checked out by a professional home inspector. The home inspection is an examination of a real estate property’s condition that is usually performed in connection with the property’s sale. The home inspector will assess the condition of a property’s roof, foundation, heating and cooling systems, plumbing, electrical work, water and sewage, and some fire and safety issues. Moreover, the inspection will look for evidence of insect, water or fire damage or any other issue that may affect the value of the property.

Know these terms today and talk to your trusted real estate professional for any clarifications you may have.  Check out www.CandlewoodLakeHomesforSale.com today to see the latest real estate listings in the area.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

Top 5 Ways to Save Energy in Your Candlewood Lake Home for Sale

Top 5 Ways to Save Energy in Your Candlewood Lake Home for Sale

 

Making your home stand out to buyers of Candlewood Lake waterfront homes for sale can be a challenging feat at times. Aside from having a charming home in an attractive location, buyers are also looking for properties that are energy efficient. They want to cut electricity bills and save money at the same time.

Know how you can efficiently use your Candlewood Lake home's energy to save money.

Here are some time-tested tips and energy-saving choices that you can do to save both money and energy:

  1. Inspect appliances

Before putting your home on the market, make sure your appliances are in good condition so that they can effectively handle everything. If a particular appliance is not working well, ask the help of an appliance repair person to get it in good running order before you show your home to buyers looking for Candlewood Lake waterfront homes.  Do not forget to clean the refrigerator condenser and wipe down microwave interiors.

  1. Run your fridge efficiently

One of of the most expensive appliances in your home is the fridge. Since it is always running, you have to make sure that the door seal is tight and free from gaps so that cold air will not escape. An ideal fridge temperature is 4 or 5 degrees and an ideal freezer temperature is minus 15 to minus 18 degrees Celsius. If you own a second fridge or a freezer, do not keep it running all the time. Just turn it on when you need it.

  1. Save energy in the kitchen

You can save energy in the kitchen by thawing frozen food in your fridge. This will also save time. Consider using the microwave when cooking since it uses much less energy than an electric oven. If you have a stove, keep lids on your pots to cut cooking time. Remember to use the economy cycle on your dishwasher and only run it when it is already full.

  1. Use energy-efficient light globes

Before you show your home to buyers looking for waterfront homes in Candlewood Lake, inspect the lightings in your home. Replace old incandescent and halogen light globes with energy efficient ones. They save power and last longer. Sometimes, they can also be replaced for free or at reduced cost.

  1. Use power strips

You may not be aware of it, but your computer, television, printer, or DVD player do not completely stop using electricity when they are turned off. Even when they are not in use, they continue to draw an idle electrical current. You can save money and energy by making use of power strips. A power strip, sometimes called an extension block, is a block of electrical sockets that attaches to the end of a flexible cable allowing multiple devices to be powered from a single socket. It often includes a circuit breaker to interrupt the electric current in case of an overload or a short circuit. They also provide protection against electrical surges.

These energy saving tips will help cut down your energy costs and help you create an energy efficient home. Remember that when you save energy, you protect the environment both now and for the future.

Check out www.CandlewoodLakeHomesforSale.com today for more tips on how to sell your home fast and for the best price.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

5 Common Obstacles Every First Time Home Buyer Experiences

5 Common Obstacles Every First Time Home Buyer Experiences

 

Owning a home is the heart of the American dream. It can bring a lot of joy, but there are also challenges that come with the home buying process. Before you start looking at Candlewood Lake homes, you need to gain a crystal clear understanding of the whole process. You also need to be aware of the obstacles that may come your way as you journey towards home ownership.

These tips will get you started as you prepare to buy your dream home in Candlewood Lake.

Take a look at the top challenges first time home buyers often encounter.

Down Payment

One of the biggest challenges that most first-time home buyers experience is coming up with enough money for down payment. Before you start shopping for lakefront properties in Candlewood Lake, make sure you are financially ready for the home buying process. Most mortgage lenders usually require first time buyers to come up with a down payment of 10 to 20 percent of the final purchase price of a home.

Employment History

Most mortgage lenders prefer to lend money to borrowers who have been working at the same employer for the last two years. This could be a problem for first-time buyers who are young professionals and are still on the process of building their careers. Some of them move from job to job at a quick pace. Fortunately, there are mortgage lenders who are more flexible on the employment issue.  If the borrower can show that he has a steady source of income to cover mortgage loan payments, lenders will overlook the short job history.

Getting financing

Another challenge faced by first-time home buyers is getting financing. Today, stricter lender regulations have tightened up the availability of funds. First-time buyers should be in better financial shape to meet the increased requirements set by lenders. It is important to have a stable work history. While you are at it, avoid making or co-signing on any major purchase until after you close on your home. If you have large recurring bills, pay them so that your debt to income ratio will increase.

Finding the right real estate agent

Another big challenge that first-time home buyers often face is finding the right real estate agent who will represent them. To make sure you pick the right one, evaluate the past performance of prospective agents. Ask them about their licensing information and their credentials. You may also talk to their recent clients and look at their current listings. It is important that they are experts in dealing with homes for sale in Candlewood Lake. Work with someone who can help you achieve success with the home buying process.

Locating a home

With the large volume of houses in the marketplace today, most first time home buyers have a hard time making a decision. Due to their lack of experience, many of them get into a merry go round of endless open houses and home tours without ever making an offer. To save time and money, make a list of your preferences. Identify true deal breakers and characteristics that you are willing to compromise on. Limit your search to neighborhoods in which you can afford a range of options.

Check out www.CandlewoodLakeHomesforSale.com today for more tips on how to sell your home fast and for the best price.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.

Top 6 Advantages of Owning a Second Home in Lake Zoar

Top 6 Advantages of Owning a Second Home in Lake Zoar

 

Before you shop for Lake Zoar real estate for your second home, you need to be sure about the decision you are about to make. Whether you are looking for an investment property, a getaway, or a retirement place in the future, owning a second home surely has its many advantages.

If you're planning for an early retirement having a second home in Lake Zoar is beneficial, here's why!

Here are some benefits that you will enjoy if you own a second home:

Rental Income

If you purchase a Lake Zoar waterfront home as your second home, you can either use it personally or decide to rent it out. Should you decide to go with the latter, you need to determine whether you are eligible to deduct operating expenses. You can determine this by adding up the days you rented the property. If you occupied the property for less than 10% of the days you rented it or for less than two weeks – whichever is greater – you can deduct all of the operating expenses of the home including interest, utilities, cleaning fees, lawn maintenance, and management fees.

Convenience

Having a second home also gives you the ability to conveniently store items that are used exclusively at the second home. In other words, it simplifies travel and packing. This allows you to easily make unscheduled trips for a weekend without the hassle of packing or worrying if your stuff will arrive on the same airline flight.

Location for gatherings

A second home is a perfect venue for special gatherings, especially if you have a large extended family or if you like hosting events. Places stir memories of people, relationships, and good times. Having a second home as a spot for get-togethers can become a tradition that can keep your ever growing family close as you spread across the region or country.

Retirement head start

One of the most common goals of retirement is to have a place of retreat.  If you purchase a Lake Zoar home for sale as a second home prior your retirement, it will enable you to enjoy having a place of refuge even before you retire. This can also be a time to adjust your plans if the reality falls far from the dream.

Personal Enjoyment

Having a second home with a breath taking scenery allows you to experience satisfying and peaceful weekends and holidays. Aside from that, as you return time and again to your second home, you will get to know the local residents and eventually become part of the community.

Home improvements

Are there repairs that should be taken care of in your second home? If you are interested in spending the off-season making improvements to your second home, you can deduct the interest on a home equity loan or line of credit. However, there are exceptions. There will be a limit on the amount that you can deduct depending on the amount of the home equity loan on your main or second home and also on the type of filing. Aside from that, the amount you can deduct has a limit if the mortgage is more than the fair market value of the home.

Check out www.HomesInConnecticutForSale.com today for more tips on how to sell your home fast and for the best price.

If you want to work with a real estate professional who can assist you in buying or selling Candlewood Lake, Lake Lillinonah homes, Lake Waramaug and Lake Zoar real estate, call me, Deborah Laemmerhirt, at 203-994-4297. I have the knowledge, expertise, and tools to help you close that deal.